I am selling an apartment or a house
5 tasks in suggested order
1. Gather the ownership document, cadastral and land-registration documents, tax certificate, energy-performance certificate and the owners’ association documents required for the transaction.
Before selecting the final buyer and booking the notary appointment.
OCPI/ANCPI, town hall, owners’ association and the issuer of the energy-performance certificate.
Property documents, owners’ identity documents and information on outstanding debts.
A missing document or cadastral discrepancy can block the sale.
Official source: ancpi.ro
2. Clarify mortgages, prohibitions/restrictions and co-owners, and obtain all necessary consents and certificates.
Before the authentic sale contract.
Bank, OCPI, town hall, owners’ association and notary.
Extracts, outstanding loan balance, creditor consent and co-owners’ documents.
Do not promise that an encumbrance will be removed without a written mechanism accepted by the creditor/notary.
Official source: ancpi.ro
3. Agree a secure payment method, handover and discharge of encumbrances, and sign the authentic sale contract before the notary.
After the documents and the buyer’s financing have been checked.
Notary public and the banks involved.
Property file, payment account and required consents.
Do not hand over the property or keys without clear payment conditions.
Official source: ancpi.ro
4. Hand over the property with a written record covering keys, meter readings, inventory and the exact date on which use is transferred.
On the date set in the contract.
Together with the buyer and, where relevant, the property manager.
Handover record, photographs and transaction documents.
The deed date and handover date may differ; record who bears the costs in the intervening period.
5. Declare the disposal to the local tax authority and close or transfer utilities, insurance and other services.
After the sale and on handover, within the applicable local and contractual deadlines.
Local tax department, service providers and insurer.
Sale contract, handover record and final meter readings.
The sale does not automatically close all private contracts or local records.
Official source: anaf.ro
