I am buying an apartment or a house
6 tasks in suggested order
1. Check the title deed and land-registry data. Checking the technical condition, utilities and any condominium debts is separate practical due diligence.
Before signing the contract.
Land Registry; where appropriate, a lawyer, technical expert and the condominium.
Exact property details, preferably the parcel number.
Checking the registry data is legally important; technical and other practical checks are not separate statutory duties.
Official source: njt.hu
2. Have the document suitable for registering ownership prepared with countersignature by a lawyer or bar-registered legal counsel, or in the required public-document form.
When putting the property sale on a contractual footing.
With a legal representative authorised to act in land-registry matters or with a notary.
Details of the parties and the property, and the agreed terms.
Registration in the Land Registry requires a document in the form prescribed by law.
Official source: njt.hu
3. Through your legal representative, submit the application and documents required to register ownership to the land-registry authority.
After the sale document has been prepared, using the procedure specified by the legal representative.
The competent land-registry authority, through the electronic land-registry procedure.
Documents suitable for registration and the information required for the procedure.
The land-registry procedure requires electronic legal representation and documents in the prescribed form.
Official source: njt.hu
4. Check NAV's decision on property acquisition duty, any exemption or relief, and the payment deadline.
After the acquisition has been reported to the Land Registry, when the NAV decision is received.
NAV (National Tax and Customs Administration).
The NAV decision and any documents needed for an exemption or relief.
According to NAV guidance, the assessed duty is generally payable by the 30th day after the decision is served.
Official source: nav.gov.hu
5. At handover, prepare a record of keys and meter readings, then coordinate any necessary utility transfers and condominium details.
At handover and immediately afterwards.
With the seller, the service providers and, where relevant, the condominium.
Meter readings, key list and contract references.
This is a practical Lili tip, not a general statutory or official requirement.
6. Check whether the lender requires building insurance and, separately, consider your own property and liability risks.
When arranging financing or around the time of handover.
With the lender and an insurer of your choice.
Financing agreement and basic property details.
This is not a general statutory requirement; if you have a loan, the lender's contractual conditions may apply.

